Calculating a paycheck is arithmetic. Correctly withholding and filing payroll taxes across federal, state, and sometimes local jurisdictions — and staying correct as rules change every year — is a compliance operation most companies rightly refuse to DIY.
VIBE SCORE 64/100
The parts this build actually needs, each rated on its own — the average is the Vibe Score above.
| Landing page | 99 |
| CRUD database | 95 |
| Bank/financial account sync | 40 |
| Regulatory compliance & filings | 20 |
Just pay. Calculating a paycheck is arithmetic. Correctly withholding and filing payroll taxes across federal, state, and sometimes local jurisdictions — and staying correct as rules change every year — is a compliance operation most companies rightly refuse to DIY.
Gusto costs $49/mo (about $588/yr) as of 2026-08. That's what a working rebuild would save you.
Payroll tax withholding and filing correctly across every jurisdiction you have employees in is a serious, ongoing compliance surface with real financial and legal consequences for getting it wrong Benefits administration (health insurance, 401k contributions) integrates with third-party providers with their own compliance rules Direct deposit requires real banking-network integration, not just a database update